Single-Engine Aircraft Insurance

Single-engine aircraft are the backbone of general aviation—trusted for personal travel, training, recreation, and cross-country performance. But insuring a piston single requires understanding how you fly: recent experience, mission profile, equipment, storage, and whether the aircraft is privately owned, club-operated, or used for instruction. With Aero Insurance, you can compare all quotes from all underwriters using one application, ensuring no missed savings and no coverage gaps.

Our specialists—trusted by pilots for 20+ years—help match single-engine operators with the right limits, endorsements, and pricing across the entire carrier market. If you want a fast, simple path to protection with renewals in minutes and certificates on demand, you’re in the right place.

Get a Single-Engine Quote

Who This Page Is For

Private owners, flying clubs, and flight schools operating piston singles—fixed gear or complex, steam-gauge or glass, from primary trainers to high-performance cross-country platforms. Whether you fly for fun, training, or business, Aero makes it easy to save time and fly sooner.

Typical Uses We See

Personal flying, limited business travel, primary and advanced training, proficiency/currency, avionics testing, and backcountry/STOL operations (where appropriate and properly trained).

Key Factors That Influence Your Quote

• Pilot experience: total time, recent time, and make/model time; instrument rating and recurrent training.
• Aircraft profile: year, hull value, fixed vs. retractable gear, horsepower, and installed safety gear (airbags, shoulder restraints).
• Avionics: IFR capability, autopilot, ADS-B, and engine monitoring—positively viewed by underwriters.
• Operations & storage: hangar vs. tiedown, typical airports and terrain, and mission length.
• Loss history: claims for both aircraft and pilots.

Compare All Underwriters

Common Coverages for Single-Engine Aircraft

• Liability: bodily injury and property damage, including passenger liability tied to seating.
• Hull: ground-only, ground & taxi, or full flight based on budget and aircraft value.
• Medical payments & SAR: medical expenses and search & rescue coverage where available.
• Non-owned coverage: liability and optional hull protection for renters/club pilots.
• Instruction endorsements: for CFIs and schools conducting dual given/received or solo endorsements.
• Equipment & spares: avionics, tools, survival gear, and optional spares coverage.

Pilot Qualifications & Training

Underwriters reward currency and structured training. Recent time in type, periodic checkouts, and instrument proficiency generally improve pricing. For complex or high-performance singles, insurers may require transition time or minimum PIC hours. A well-documented training plan helps you secure the best rates across every carrier.

Cost Drivers & Ways to Save

• Complete annual recurrent or FAA WINGS training.
• Log recent time and any transition/checkout training.
• Hangar the aircraft when possible and document equipment upgrades.
• Choose liability limits that match typical passenger exposure.

Popular Single-Engine Models

From training staples to cross-country leaders and backcountry favorites, single-engine aircraft vary widely in risk profile and equipment. You can explore details for your exact make/model in our brand/model section.

Browse by Brand / Model

Non-Owned (Renter’s) Insurance

If you fly club, rental, or borrowed aircraft, a non-owned policy fills the gaps between FBO/club insurance and your personal exposure. It’s an affordable way to stay protected for occasional flying.

Backcountry & Special Operations

Flying off-airport, mountain, or short/soft fields? Tell us about your training, STOL modifications, tire setups, and typical strips. We’ll tailor navigation limits and endorsements to your real-world missions.

Documents & Details to Have Ready

• Pilot certificates, medical, recent time, and make/model summary.
• Aircraft details: N-number, year, engine/prop data, major modifications, avionics list.
• Storage (hangar/tiedown) and operating base.
• Training plan and any prior losses.

Ready to Protect Your Single-Engine Aircraft?

Aero Insurance gives you all quotes with one application, fast renewals, and a claims advocate from start to settlement. Get the right protection with less paperwork and more flying.

Get My Single-Engine Quote