Insurance built for the skies

The Most Affordable Aircraft Coverage, Guaranteed

Whether you fly, teach, operate, or manage, our insurance coverage scales to your risks and keeps you flying with peace of mind — with quotes from all underwriters to ensure no missed savings.

How we help

Protection for Every Mission

From single aircraft to large operations, our policies safeguard aviators, businesses, and organizations across the aviation industry. With all quotes in one application, you save time and fly sooner.

Aircraft insurance

Hull & Liability: Agreed value hull plus flexible liability limits for people and property.
Jet: High-value hull and high-limit liability for domestic and international operations.
Fixed-Wing: Single- and multi-engine coverage tuned to ratings, hangar status, and recurrency.
Turbo-Prop: Versatile policies for utility and corporate missions with balanced premiums.
Helicopter: Specialized coverage for private, commercial, and utility aerial work.
UAV / Drone: Commercial UAS hull and liability with certificates of insurance on demand.
Renters’ (Non-Owned): Affordable protection when you fly aircraft you don’t own.

Other insurance

CFI Insurance: Instructor liability that protects every lesson and checkout.
Flight School Insurance: Fleet programs with student solo and renters’ options that scale as you grow.
Flying Club Insurance: Policies designed for shared ownership and rental operations.
Airport & FBO Insurance: Hangarkeepers, premises, and products/completed operations.
Hangarkeeper’s Insurance: Protection for damage to customer aircraft in your care, custody, or control.
Mechanic’s / MRO Liability: Maintenance and repair liability, including completed operations.
Property Insurance: Hangars, equipment, tools, and business interruption protection.
Workers’ Compensation: Coverage for pilots, mechanics, line service, and support staff.

Who we cover

From First Solo to Full Operations

Coverage tailored to how you fly, teach, and run your aviation business.

Airport & FBO Insurance: Hangarkeepers, premises, and products/completed operations.
CFI Insurance: Instructor liability that follows every lesson and checkout.
Flight School Insurance: Fleet programs with student solo and renters’ options that scale as you grow.
Fixed-Wing: Single- and multi-engine coverage tuned to ratings, hangar status, and recurrency.
Flying Club Insurance: Clear member onboarding and COIs on demand.
Hangarkeeper’s Insurance: Protection for customer aircraft in your care, custody, or control.
Helicopter Insurance: Specialized coverage for private, commercial, and utility missions.
Hull & Liability: Agreed value hull plus flexible liability limits for people and property.
Jet Insurance: High-value hull, high-limit liability, international territories.
Mechanic’s / MRO Liability: Maintenance and repair liability, including completed operations.
Property Insurance: Hangars, simulators, tools, and business interruption.
Renters’ (Non-Owned): Affordable protection when you fly aircraft you don’t own.
UAV / Drone: Commercial UAS hull and liability with certificates of insurance on demand.
Workers’ Compensation: Coverage for pilots, instructors, and operations staff.

Hull & Liability: Agreed value hull with liability limits that fit how and where you fly.
Fixed-Wing: Single- and multi-engine coverage tuned to ratings, hangar status, and recurrency.
Renters’ (Non-Owned): Protection when you rent or fly club aircraft.

Renters’ (Non-Owned): Coverage many schools and clubs require for training flights.
Fixed-Wing: Options for student-owned aircraft and solo operations.
Flight School Insurance: We’ll work with your school to align fleet, solo, and renters’ coverage.

CFI Insurance: Instructor liability that follows you in every lesson and checkout.
Renters’ (Non-Owned): Protection while instructing in non-owned aircraft.
Flying Club Insurance: Clear member onboarding and COIs on demand.

Flight School Insurance: Fleet, student solo, and renters’ options that scale as you grow.
Workers’ Compensation: Coverage for pilots, instructors, and operations staff.
Property Insurance: Hangars, simulators, tools, and business interruption.

Jet Insurance: High-value hull, high-limit liability, international territories.
Hull & Liability: Limits and endorsements aligned to commercial operations.
Workers’ Compensation: Pilots, maintenance, dispatch, and line service staff.

Airport & FBO Insurance: Premises, products/completed ops, and operational liability.
Hangarkeeper’s Insurance: Protection for customer aircraft in your care, custody, or control.
Property Insurance: Hangars, equipment, tools, and business interruption.

UAV / Drone: Commercial hull, liability, and fast client certificates.
Workers’ Compensation: Coverage for pilots and flight ops on commercial UAS teams.

Mechanic’s / MRO Liability: Maintenance and repair liability, including completed operations.
Hangarkeeper’s Insurance: Protection for customer aircraft in your care, custody, or control.
Property Insurance: Hangars, equipment, tools, and business interruption.

Helicopter Insurance: Specialized coverage for private, commercial, and utility missions.
Hull & Liability: Limits and endorsements for helicopter operations and crew.

Start My Quote See all coverage

Why we’re different

Claims Advantage & Pricing Clarity

When it matters most, we move fast—and we’re transparent about what affects your premium.

Claims Advantage

When it matters most, we move fast — with a claims advocate supporting you from start to settlement.

How a claim works

Report — Call us and share the basics; we open your claim and loop in the carrier.
Coordinate — We gather documents, line up inspections/repairs, and keep you updated.
Resolution — We work toward a fair, fast outcome and confirm next steps before you return to service.

What we’ll ask for

Policy number, date/location, brief description
Pilot certificates/medical, recent hours & training
Photos/video, police/airport reports (if any)
Maintenance records or shop estimates

How Pricing Works

Clarity up front. No surprises later.

What affects your premium

Aircraft type, hull value, and equipment
Use & mission (private, training, Part 135/91, UAS, utility, etc.)
Pilot profile (time, ratings, history)
Where you operate & store (territory, hangar vs. tie-down)
Required limits and endorsements

Ways to save

Instrument rating & recurrent training
Safety programs (e.g., WINGS)
Hangared aircraft / improved security
Adjusted deductibles & bundling
Fleet risk management (schools/clubs/operators)

Underwriting at a glance

Application → market to multiple A-rated carriers
Underwriter Q&A → quote options
Bind → certificates of insurance issued

Help & Education

Answers and Resources for Aviators

Quick FAQs for common questions, plus short guides to help you decide with confidence.

I’m a new private owner—what coverage do I need?

Most owners choose agreed value hull plus liability sized to their assets/mission, with optional passenger coverage and endorsements as needed.

Do I need renter’s (non-owned) insurance if the FBO has coverage?

Yes—FBO policies protect the business first. Non-owned policies protect you for liability and often provide legal defense.

I’m low time—will that hurt my premium?

Early on, premiums can be higher. Recurrent training, IR, and time-in-type usually help improve pricing over time.

How fast can I get proof of insurance (COI)?

After binding, we can issue certificates of insurance quickly—tell us if your airport or client needs to be listed as additional insured.

Are experimental, vintage, or LSA aircraft eligible?

Many are—availability and pricing depend on the airframe, usage, and pilot experience. We’ll match you with the right market.

Can I fly internationally or to Mexico?

Often yes—share your territory and we’ll include the right endorsements and limits.

What limits are typical?

Private owners often start with $1M liability (various passenger sublimits). Commercial uses may require higher limits; we’ll outline options.

Can I list a lienholder, landlord, or client?

Yes—add additional insureds and lienholders at binding or any time; we’ll issue updated COIs.

How is hull value handled?

Policies are usually written on an agreed value basis—know your current market value and update as needed.

A Note From Our Founder

Hi, I’m Chris.

If you own and fly an aircraft or own an aviation business, you know aviation insurance is about more than meeting requirements. It is about protecting your aircraft, your people, and your peace of mind. Every risk is different, and your coverage and pricing should reflect that — with no gaps, coverage holes.

I started Aero Insurance to make aviation insurance simple, transparent, and built around you. After years in the industry, I saw too many aircraft owners and aviation businesses stuck with policies that did not fit or paying more than they should. My goal is to change that.

We combine deep aviation expertise with strong carrier relationships to secure the best coverage and pricing available. From individual aircraft owners to aviation businesses, we take the time to understand how you operate and tailor protection that fits your needs.

Our clients value responsive service, honest guidance, and the confidence that comes from knowing their coverage and their costs are right — trusted by pilots 20+ years.

If you are ready for insurance that is built around you, with the best coverage and pricing available, I would be glad to help.

Chris Conroy

Founder, Aero Insurance