Cirrus Aircraft Insurance

Cirrus Aircraft has redefined modern general aviation with innovation, safety, and technology. From the SR20 and SR22 to the Vision Jet SF50, Cirrus owners benefit from advanced avionics, high performance, and the groundbreaking CAPS™ parachute system. These same features make Cirrus Aircraft uniquely insurable—but they also bring specific underwriting requirements for pilot experience, training, and maintenance. Aero Insurance helps owners secure comprehensive coverage designed for Cirrus operations, with all quotes from all underwriters and only one application—no missed savings, no coverage holes.

Our aviation specialists, trusted by pilots for 20+ years, understand how underwriters view Cirrus platforms and what’s needed for best terms. From initial binding through proactive renewals with no surprise increases, we focus on less paperwork and more flying so you can enjoy the capabilities of your SR or Vision Jet with confidence.

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Who This Page Is For

Private owners, business operators, flight schools, and fleet managers who fly or manage Cirrus Aircraft—including SR20, SR22, SR22T, and the SF50 Vision Jet. We also assist transition pilots moving from traditional piston singles into high-performance or turbine Cirrus platforms who want to save time and fly sooner with a streamlined quoting process.

Typical Uses We See

Personal and family travel, business commuting, professional training, and owner-flown corporate transportation. Many Cirrus Aircraft operate under Part 91, while some Vision Jet owners employ professional pilots or management services. Aero Insurance aligns coverage with how you actually fly, while keeping certificates on demand available to keep lenders, FBOs, and management companies happy.

Key Factors That Influence Your Quote

• Aircraft model: SR20, SR22, SR22T, or Vision Jet SF50—all have different powerplants, avionics, and training requirements.
• Pilot experience: total time, time-in-type, and completion of Cirrus-approved transition or recurrent training programs.
• Training provider: participation in Cirrus Approach™ or Vision Center programs is often required for best terms.
• Aircraft equipment: Perspective / Perspective+ avionics, FIKI (Flight Into Known Icing), autopilot, and CAPS™ system maintenance history.
• Operations: personal vs. business use, flight frequency, base of operations, and hangar status.
• Hull value: equipment level and optional upgrades (enhanced vision, interior and avionics packages).
• Loss history: pilot or aircraft claims record and participation in proficiency or safety programs.

Compare All Cirrus Underwriters

Common Coverages for Cirrus Aircraft

• Liability: personal and passenger coverage tailored to seating capacity and use (personal, business, or training).
• Hull (agreed value): protects your aircraft’s full insured value; available as ground-only, ground & taxi, or full flight coverage.
• Medical payments & search & rescue: optional coverage that adds an extra layer of protection for occupants.
• Non-owned (renter’s) coverage: for pilots flying rented or shared Cirrus Aircraft.
• Equipment & spares: covers avionics, CAPS™ components, and personal flight gear or tools.
• Lender & lessor endorsements: breach-of-warranty and additional insured protection for financed aircraft.

Pilot Training & Proficiency

Underwriters place heavy emphasis on training for Cirrus Aircraft. Cirrus Approach™ and Vision Center programs are recognized for producing safer, more proficient pilots. Completing transition, recurrent, or instrument proficiency courses in these programs can open more markets and improve pricing when we compare every carrier on your behalf. For Vision Jet SF50 pilots, simulator-based training and recurrent sessions are often mandatory for PIC eligibility and preferred terms.

Operational Considerations

• CAPS™ system: maintenance and repack intervals must be current to preserve full coverage eligibility.
• Avionics: functioning autopilot, synthetic vision, ADS-B, and datalink weather are positive risk factors.
• Performance: turbocharged and FIKI-equipped aircraft may have different training and experience requirements.
• Storage: hangar protection reduces environmental exposure and can help optimize premiums.

Vision Jet (SF50) Considerations

The Cirrus Vision Jet introduces turbine-level performance and systems management into the single-pilot category. Insurers typically require formal simulator training and may recommend initial mentor or dual PIC hours. Operators under corporate ownership may need higher liability limits and additional insured endorsements for business use. Aero Insurance helps you match Vision Jet coverage to your mission while keeping renewals in minutes, not hours.

Cost Drivers & Ways to Save

• Complete Cirrus Approach™ or Vision Center recurrent training annually and keep records handy.
• Keep CAPS™ inspections and repack intervals current and well documented.
• Provide recent flight activity logs showing consistent recency and instrument proficiency.
• Use hangar storage where possible and maintain clear maintenance documentation.

Popular Cirrus Models We Insure

• SR Series: SR20, SR22, and SR22T (including G1–G6 variants).
• Vision Jet: SF50, including G1, G2, and G2+ configurations.

Documents & Details to Have Ready

• Pilot résumé, certificates, log summaries, and Cirrus training completion documentation.
• Aircraft serial number, equipment list, and avionics configuration (Perspective or Perspective+).
• CAPS™ service history and repack/inspection status.
• Hangar or storage details and base of operations.
• Any prior claims and associated training or remediation steps.

Why Cirrus Owners Choose Aero Insurance

Cirrus platforms deserve coverage that understands CAPS™, glass cockpits, and modern training philosophies. Aero Insurance brings together all underwriters, no missed savings, certificates on demand, and a dedicated claims advocate from start to settlement—so you can focus on the next flight, not the next form.

Ready To Protect Your Cirrus?

Share your model, hours, and training history, and we’ll return options from every carrier in one place. Faster quotes, proactive renewals, and less paperwork, more flying.

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