Additional Coverage Options for Helicopters

Specialized Equipment Insurance

Many helicopters are outfitted with specialized equipment such as medical gear, cameras, searchlights, agricultural sprayers, or rescue tools. Standard policies may not automatically cover these enhancements. Specialized equipment insurance offers protection for these high-value items against theft, damage, or malfunction.

War and Terrorism Risk Coverage

Helicopters used in international or high-risk regions may face unique threats, including terrorism, political unrest, or war-related incidents. Standard insurance policies often exclude these scenarios. War and terrorism risk coverage fills this gap by protecting against damages resulting from such events, ensuring global operations are better secured.

Ground Risk Insurance

Ground risk insurance covers damage that occurs while the helicopter is not in flight—such as during storage, towing, or maintenance. This can include damage from fire, severe weather, hangar mishaps, or ground collisions. It’s an important layer of protection, especially for helicopters that spend significant time parked or undergoing service.